Zopa is a Social Lending website where people lend and borrow money with each other.

By cutting out the banks in the middle, borrowers get lower rates and savers get higher rates.

As High Street banks are tightening up due to the Credit Crunch and increasing loan rates, there continue to be low cost loans available at Zopa.

Zopa lent a record £2.5 million in online loans in February 2009.

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